Personal Deposits
Tailoring the perfect account to meet your needs is a tradition at Landmark Bank. We take the time to listen…and to respond…with the proper account to meet your specific financial needs. We accomplish this through the offering of a wide array of traditional checking accounts, interest-bearing checking accounts and money market accounts. Please take a moment to review our accounts so that we may be of service to you!
Personal Checking
Interest Checking
Money Market Accounts
Checking
Managing your money each day is made easier by having the right account structured to meet your needs. Landmark Bank offers the following personal checking accounts to serve you:
Regular Checking
- $100 minimum to open
- Unlimited check writing privileges
- Unlimited deposits
- No monthly service charge if you maintain a $700 balance or
- No monthly service charge if you have active Internet Banking/Bill Pay
- Debit Card availability
- 24-Hour ATM access
Economy Checking
- $50 minimum to open
- $5 monthly service charge
- $.25 per check written
- 24-Hour ATM access
- Monthly service charge and $.25 per check fee waived with Internet Banking and Bill pay
Senior Citizen Checking (Age 50 and Older)
- $50 minimum to open
- Unlimited check writing privileges
- Unlimited deposits
- No monthly service charge
- Debit Card availability
- 24-Hour ATM access
Student Checking
- $50 minimum to open
- Unlimited check writing privileges
- Unlimited deposits
- No monthly service charge
- Debit Card availability
- 24-Hour ATM access
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Interest Checking
If you like to maintain a higher balance in your checking account, one of Landmark Bank's interest-bearing checking accounts may be right for you. With these accounts, you can earn interest on your higher balances while retaining access to your funds when you need them!
Personal NOW Account
- Earns competitive variable rate of interest
- $2,500 minimum to open
- Unlimited check writing privileges
- Unlimited deposits
- Interest compounded and credited monthly
- No monthly service charge if $5,000 minimum balance maintained
Senior Citizen NOW Account (Age 50 and Older)
- Earns competitive variable rate of interest
- $2,500 minimum to open
- Unlimited check writing privileges
- Unlimited deposits
- Interest compounded and credited monthly
- No monthly service charge
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Money Market
If you only need access to your money occasionally, a Money Market Account may be best for you. With a Landmark Bank Money Market Account, you can enjoy benefits of an attractive interest rate while having access to your funds on a limited withdrawal basis.
Premium Plus Money Market Account
- Earns tiered, variable rate of interest; the higher the balance, the higher the rate
- $5,000 minimum to open account
- Interest compounded and credited monthly
- Unlimited deposits
- Up to six transfers or withdrawals each statement cycle, up to three of which may be by check
- No monthly service charge if $5,000 minimum balance maintained
Personal Money Market Account
- Earns a competitive variable rate of interest
- $2,500 minimum to open account
- Interest compounded and credited monthly
- Unlimited deposits
- Up to six transfers or withdrawals each statement cycle, up to three of which may be by check
- No monthly service charge if $5,000 minimum balance maintained
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Savings, Certificates of Deposit and IRA Accounts
Saving for the future is easy when you rely on Landmark Bank. We offer a full array of saving options, each of which offers attractive interest rates and is delivered with the best in personal banking service.
Savings
Certificates of Deposit
IRA Accounts
Investments
Access to investment and insurance services is available at Landmark Bank through a financial consultant with Powell Financial Services who is also a registered representative of Commonwealth Financial Network. A financial consultant will be pleased to assist you with a full range of quality products and services including:
- Mutual Funds
- Fixed and Variable Annuities
- Life Insurance
- Retirement Accounts
- Fee-Based Asset Management
- Stock & Bond Trading
- Unit Investment Trusts
- REITS
- Limited Partnerships
Powell Financial Services
W. G. Bucky Powell, III
NOTE: Securities are offered through Commonwealth Financial Network, Member NASD/SIPC, 29 Sawyer Road, Waltham, MA 02154. Products and services offered by Commonwealth Financial are not bank products, are not issued by the bank or guaranteed by the bank. The products and services are also not FDIC insured. They involve investment risk including the possible loss of principal.
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Savings
Establishing a consistent savings plan is fundamental to achieving most of life's financial goals and to meet many unexpected financial demands. Landmark Bank encourages you to discuss with us today our various savings accounts for your long term plans or your "rainy day" needs.
Regular Savings
- Earns a competitive market interest rate
- $50 minimum to open and to earn interest
- Unlimited deposits
- Up to six transfers or withdrawals each quarter
- No monthly service charge if $50 minimum balance maintained
Christmas Club Savings
- Earns a competitive market interest rate
- Allows you to set aside funds throughout the year, with a check mailed to you in late fall for principal and interest accrued
- $5 minimum to open account
- Unlimited deposits
- No monthly service charges
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Health Savings Accounts
A Landmark Bank Health Savings Account is an easy way to save on your healthcare expenses. You may be giving away hundreds of dollars every year if you have a high-deductible healthcare plan. A Health Savings Account (HSA) is a new tax-advantaged account to be used in conjunction with certain high-deductible (low premium) health insurance plans to pay for qualfiying medical expenses. The best news is that your unused balance carried over at year's end!
Features Include:
- HSA contributions are tax-deductible
- Interest earned on your account is tax-free
- Withdrawals for qualified medical expenses are tax free
- You own the HSA and it is your to keep - even when you change plans or retire
- You HSA is administered locally by the people you trust - Landmark Bank
Who is eligible?
Anyone covered under a "high-deductible" plan ($1,050 for individuals; $2,100 for families under the age of 65).
Call or visit one of our friendly representatives today to find out if an HSA is right for you.
Certificates of Deposits
A Landmark Bank Certificate of Deposit (CD) provides attractive market interest rates on those funds that you can commit for various lengths of time. We offer a wide range of CD terms that you can tailor to meet your individual longer-term savings goals.
- Available in terms ranging from seven days to several years
- Minimum opening deposits required, depending on specific CD
- Earn competitive rates of interest
- Interest penalty may be imposed for early withdrawal
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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IRA Accounts
Saving for your golden years makes good sense. An IRA from Landmark Bank can be used to supplement other pension plans or social security income you anticipate, and we offer Educational, Roth and Traditional IRAs. Each offers different tax treatment for your IRA investment, and each has different eligibility requirements. We recommend you talk with your tax advisor regarding deductibility of contributions and eligibility.
Traditional IRA
Roth IRA
Educational IRA
Landmark Bank offers IRA Certificates of Deposit to meet your specific funding needs. Please talk with a Customer Service Representative at the Clinton or Zachary location today to discuss your options and to learn of current interest rates and annual percentage yields on our IRA Certificates.
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Electronic Banking Services
While personal banking service remains the trademark of Landmark Bank, we also recognize that Electronic Banking technology, which can make your banking easier, is important, too. The Electronic Banking services we offer are:
VISA Check Card
While it looks like a credit card, our VISA Check Card is actually a debit card and works just like a check wherever VISA is normally accepted. Simply present your Landmark Bank Check Card, and your purchases will be deducted directly from your account with us. Your monthly checking statement will detail all purchases made using your Check Card.
ATM Services
You will find 24-hour automated teller machines at three convenient locations, giving you access to your accounts around the clock. You may withdraw cash, transfer funds from one account to another or simply check your balances, easily and quickly at the two Clinton locations. In addition to these services, deposits can be made at the Zachary location. You may also obtain cash when you travel by visiting ATM's affiliated with the PULSE or CIRRUS networks. Click to see our Branch/ATM Location .
24-Hour Telephone Access
With the touch of a few buttons on your touchtone phone, AnyTime Banking from Landmark Bank is at your service. 24 hours a day, you may access account information quickly and confidentially, including:
- Account balance inquiry
- A list of deposits and withdrawals on checking, savings, CD's, and loans
- Make transfers for loan payments
- Transfer funds from savings and /or checking
Anytime Banking
(225) 683-9720
(877) 213-1613 (toll free)
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Contact a Customer Service Representative at the Clinton or Zachary location for information or to enroll.
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Loans
If you are like many people, from time to time you have a need to borrow money. The loan professionals at Landmark Bank invite you to talk with them today. We are combining competitive interest rates with flexible terms and exceptional, prompt loan service to help make your dreams come true!
Mortgage Loans
Consumer Loans
Business Loans
Mortgage Loans
It is likely that your home is the largest single investment you have made or will make. That is just one reason why relying on Landmark Bank for your complete Home Loan needs makes good sense. We can tailor the perfect Mortgage Loan to make buying, building, renovating or refinancing your home affordable for you. Landmark Bank is an Equal Housing Lender.
- Conventional, long-term fixed rate loans
- Adjustable Rate Mortgages
- Balloon Mortgages
- Construction Loans
- Refinancing
- FHA, VA and Rural Development Loans
Click here to use our financial calculators
Consumer Loans
Throughout life, you may make purchases or have financial demands that require you to borrow money. At Landmark Bank, our loan professionals stand ready to help you buy that car, boat or whatever or to cover your other financial needs with our full array of consumer loans. Here, you can always expect prompt, friendly loan service, attractive interest rates and flexible terms…so that the loan you need can be more affordable than you might imagine!
- Personal
- Auto
- Boat
- Camper/RV
- Vacation
- Education
- Home Improvement
Click here to use our financial calculators
Business Loans
Today's successful business owner needs a great product, a tough work ethic, an eye on the future, a clear set of goals, and a bank with all the right answers. At Landmark Bank, we know how to tailor the perfect Business Loan for you, whether it is a term loan to purchase equipment or a line of credit for inventory or seasonal financing. Take a moment to talk with a Commercial Lending Officer from Landmark Bank today. Tomorrow, you'll be glad you did.
- Term loans
- Lines of Credit
- Letters of Credit
Click here to use our financial calculators
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Contact a Customer Service Representative at the Clinton or Zachary location for current rates, fee details and complete product disclosures.
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Miscellaneous Services
At Landmark Bank, we offer a full line of comprehensive banking services in support of our accounts. Please let us know how we may best serve you with respect to:
- Free Bank-By-Mail
- Direct Deposit
- Collection Items
- Cashier's Checks
- Traveler's Checks
- Night Depository
- Account Research and Reconciliation
- Wire Transfers (Domestic/International)
- Overdraft Protection
- Special Statements
- Safe Deposit Boxes (Clinton Office Only) FDIC Does Not Insure Safe Deposit Contents.
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Equal Housing Lender Member FDIC